At a glance
Life360, Inc. is worth $3.60B, about 25 times its fiscal 2025 earnings. Revenue grew 31.8% to $489.5M in fiscal 2025, with 30.8% kept as profit; over 5 years it has grown 43.4% a year. It pays no dividend. The stock returned −54.5% over the past year with dividends reinvested, against +11.5% for the S&P 500.
The business in plain English
Life360 runs a family safety app. Members group the people they care about into "Circles" to share real-time location, driving reports and alerts. Features range from crash detection and roadside assistance to identity theft protection and SOS emergency dispatch. The app is "freemium": the core version is free, and paid plans add a fuller set of safety services. As of December 31, 2025, it had about 95.8 million monthly active users and 2.8 million Paying Circles (groups with a paid subscription), up 20% and 26% from a year earlier.
It also sells hardware: Tile Bluetooth trackers for belongings and Life360 Pet GPS devices, which need a Gold or Platinum Life360 plan. Both connect to the Life360 app and are sold online, in stores and on the company's website. They are made at manufacturer facilities in Malaysia and China.
Subscriptions drive the business. Of $489.5 million in revenue for the year ended December 31, 2025, subscriptions supplied about 75% and hardware about 11%. Partnerships, including in-app advertising, added about 7%, as did sales of aggregated, non-personally identifiable data. Hardware revenue fell in both 2024 and 2025 while subscription revenue grew. North America accounted for 87% of revenue, Europe, the Middle East and Africa 7.4%, and other regions 5.6%.
Price history
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LIF -54.5% over the year to Oct 28, 2026, total return with dividends reinvested.
How it makes money
By product or service
| Cost of subscription revenue | $369.3M | 75.4% |
| Cost of hardware revenue | $51.8M | 10.6% |
| Partnership | $35.7M | 7.3% |
| Data | $32.7M | 6.7% |
By geography
| North America | $425.8M | 87% |
| Europe, Middle East and Africa | $36.1M | 7.4% |
| Other international regions | $27.6M | 5.6% |
Latest results
- In Q2 FY2026 (ended Jun 30, 2026), revenue was $159.0M, up 37.8% from a year earlier, and net income was $5.1M (-27.8%).
- For fiscal 2025, revenue was $489.5M (+31.8% year over year; +43.4% a year from FY2020 to FY2025) with a 30.8% net margin.
Financial health check
| Revenue growth a year (FY2020–FY2025) | +43.4% good |
|---|---|
| Operating margin | 3.8% weak |
| Free cash flow margin | 17.7% good |
| Return on equity (FY2025) | 27.5% good |
| Return on assets (FY2025) | 15.7% good |
| Net cash (cash minus debt) | $-44.4M watch |
| Fiscal year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2020 | $80.7M | $-16.3M | $-7.9M |
| FY2021 | $112.6M | $-33.6M | $-12.2M |
| FY2022 | $228.3M | $-91.6M | $-57.1M |
| FY2023 | $304.5M | $-28.2M | $7.0M |
| FY2024 | $371.5M | $-4.6M | $31.4M |
| FY2025 | $489.5M | $150.8M | $86.8M |
Valuation snapshot
| Market value | $3.60B |
|---|---|
| P/E ratio | 25 |
| Dividend yield | None |
Rank among 1514 US companies
Market value at each year end
Life360’s market value went from $3.08B at the end of 2024 to $3.60B on Oct 28, 2026, up 17%; since the end of 2025 it is down 28%.
Show as a table
| Year end | Market value | Change |
|---|---|---|
| Oct 28, 2026 | $3.60B | -28.4% |
| 2025 | $5.03B | +63.2% |
| 2024 | $3.08B |
Price behavior
| YTD | 1 yr | 3 yr | 5 yr | 10 yr | |
|---|---|---|---|---|---|
| LIF price data to Oct 28, 2026 | -31.1% | -54.5% | — | — | — |
Show as a table
| Year | Price data |
|---|---|
| 2026 (to date) | -31.1% |
| 2025 | +55.4% |
| 2008 financial crisis stocks fell Oct 9, 2007 – Mar 9, 2009 | Before this security existed |
|---|---|
| 2020 COVID crash stocks fell Feb 19, 2020 – Mar 23, 2020 | Before this security existed |
| 2022 bear market stocks fell Jan 3, 2022 – Oct 12, 2022 | Before this security existed |
Insider activity
Form 4 filings from 2025-10-29 to 2026-10-29 (25 read): 0 open-market purchases and 27 sales ($25.1M), 23 of them under pre-arranged 10b5-1 trading plans.
| Date | Insider | Type | Value |
|---|---|---|---|
| Aug 18, 2026 | Chris Hulls Director | sell | $10.8M |
| Oct 6, 2026 | Alex Haro Director | sell (plan) | $2.0M |
| Sep 21, 2026 | Alex Haro Director | sell (plan) | $1.3M |
| Aug 26, 2026 | James Synge Director | sell | $1.2M |
| Aug 4, 2026 | Chris Hulls Director | sell (plan) | $1.1M |
Who owns it
Large shareholders (13G filings)
| BlackRock, Inc. | 11% | Mar 31, 2026 |
| Vanguard Portfolio Management | 6.47% | Mar 31, 2026 |
| Vanguard Capital Management | 6.25% | Mar 31, 2026 |
| AustralianSuper Pty Ltd | 5.9% | Dec 31, 2025 |
| Paradice Investment Management Pty Ltd | 4.44% | Sep 30, 2026 |
| Hyperion Asset Management Limited | 4.06% | Jun 30, 2026 |
ETFs with the most weight in LIF
| OND ProShares On-Demand ETF | 1.48% |
| TRFM AAM Transformers ETF | 0.29% |
| BBSC JPMorgan BetaBuilders U.S. Small Cap Equity Fund | 0.19% |
| FSCC Federated Hermes MDT Small Cap Core ETF | 0.18% |
| STXK Strive Small-Cap ETF | 0.15% |
| FPX First Trust US Equity Opportunities ETF | 0.13% |
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.12% |
| RFLR Innovator U.S. Small Cap Managed Floor ETF | 0.12% |
What could go wrong
- Turning free users into paying members. The core app is free. Growth depends on keeping members engaged and persuading more of them to pay, in a market with low switching costs and a steady stream of new rivals.
- Strict privacy and child-protection rules. Life360 handles family location data, including children's. Breaking privacy, location-tracking or child-protection laws could bring investigations, class-action lawsuits or fines. Data sales, worth $32.7 million in 2025, also depend on key data partners.
- Tracker production in China and Malaysia. Tile and Pet GPS devices come from a limited number of suppliers, with manufacturer facilities in Malaysia and China. New tariffs, Chinese policy changes or supply disruptions could raise costs or cut sales.
- Young advertising business may disappoint. Advertising, including offerings from the Nativo acquisition, is new. Partnership revenue, $35.7 million in 2025, depends on winning advertising and lead-generation deals (referring members to other companies' offers).
- Reliance on platforms and retailers. Distribution relies heavily on third-party publishers, platforms and retailers. If they change their policies or terms, Life360 could face higher costs, weaker app performance or trouble collecting revenue.
- Debt that can turn into shares. Life360 owes 0.00% convertible notes due 2030, debt that can be swapped for stock. Total debt of $311.5 million exceeded cash and investments of $267.1 million as of June 30, 2026.
Recent events
- Quarterly results released; Investor presentation or announcement
- Shareholder vote results
- Other company announcement
- Quarterly results released; Investor presentation or announcement
- Quarterly results released; Investor presentation or announcement
- Quarterly results released; Investor presentation or announcement
- Investor presentation or announcement
- Quarterly results released; Investor presentation or announcement
For income and retirement investors
Life360 pays no dividend and made no share buybacks from 2021 through 2025, so an income investor would get no cash from owning it; any return depends on the share price. The share count rose 31.2% between August 2022 and August 2026, spreading profits across more shares. After losses every year from 2020 to 2024, the company earned $150.8 million in 2025 and produced $86.8 million of free cash flow (cash left after running and investing in the business).
The stock's price history covers about 2.4 years, too short to show how it held up in the 2008 financial crisis, the 2020 COVID crash or the 2022 bear market. In that span it fell as much as 65.6% from a peak and lost 54.5% over the 12 months to October 28, 2026. A one-year beta of 2.3 means it has swung more than twice as much as the market. A single stock carries more risk than a diversified fund.
Questions investors ask
How does Life360 make money?
Mostly from subscriptions. In the year ended December 31, 2025, subscriptions brought in $369.3 million of Life360's $489.5 million in revenue, about 75%. The core app is free, and paid plans add more safety services. Hardware, meaning Tile trackers and Life360 Pet GPS devices, added $51.8 million. Partnerships, including in-app advertising, contributed $35.7 million, and sales of aggregated, non-personally identifiable data brought in $32.7 million. About 87% of revenue came from North America.
Is Life360 profitable?
Yes, for 2025, after losses every year from 2020 to 2024. Net income was $150.8 million, or $1.77 per diluted share, on revenue of $489.5 million. Operating income, the profit from running the business before interest and taxes, was far smaller at $18.8 million. Free cash flow turned positive in 2023 and reached $86.8 million in 2025. In the quarter ended June 30, 2026, net income was $5.1 million, down 27.8% from a year earlier, while revenue rose 37.8%.
Does Life360 pay a dividend?
No. Life360 pays no dividend and made no share buybacks from 2021 through 2025. Instead, its share count rose 31.2%, from about 62.1 million in August 2022 to about 81.5 million in August 2026. For an income investor, that means no regular cash from the stock. Any return would depend on the share price rising, and the stock fell 54.5% over the 12 months to October 28, 2026.
Are Life360 insiders selling shares?
Yes. Between October 29, 2025 and October 29, 2026, insider filings show at least 27 sales worth about $25.1 million and no purchases. Twenty-three were made under pre-arranged trading plans, which schedule sales in advance. The largest single sale, about $10.8 million on August 18, 2026, was by co-founder Chris Hulls and was not under such a plan. Insiders sell for many personal reasons, so sales alone do not show what they expect from the business.
How much debt does Life360 have?
About $311.5 million as of June 30, 2026, against $267.1 million in cash and investments. That leaves net debt of roughly $44.4 million. Its debt includes 0.00% convertible senior notes due 2030. These pay no interest but can be exchanged for shares under set conditions, which could add to the share count. Life360 entered into capped call contracts meant to limit that dilution. The company warns that they may not work as planned and that they depend on the other side of each contract paying up.