At a glance
Verisk Analytics Inc is worth $26.23B, about 31 times its fiscal 2025 earnings. Revenue grew 6.6% to $3.07B in fiscal 2025, with 29.6% kept as profit; over 5 years it has grown 6.2% a year. It pays a 0.97% dividend yield, raised every year for at least 6 years, and returned $7.58B to shareholders in dividends and buybacks over FY2021–FY2025. The stock returned −7.0% over the past year with dividends reinvested and −0.1% a year over five years, against +11.5% and +11.7% for the S&P 500. At its worst it fell 28.5% in the 2020 crash (S&P 500: 33.7%) and 28.4% in the 2022 bear market (S&P 500: 24.5%), and was back at its earlier high 2 months and 11 months after the lows.
The business in plain English
Verisk Analytics sells data, analytics and software to the insurance industry, mainly property and casualty (P&C) insurers, which cover homes, cars and businesses. It traces its roots to 1971, when insurers formed Insurance Services Office (ISO) as a not-for-profit group to pool industry statistics and report them to regulators. In 2025 its clients included all of the top 100 U.S. P&C insurers for the lines it serves.
Verisk supplies standard policy wording, rules for setting premiums and "loss costs" (estimates of future claims) across 32 lines of insurance. It handles about 2,000 regulatory filings a year. It is also a licensed statistical agent, which means it collects insurers' premium and loss data and reports it to state regulators. In 2025 insurers sent it about 3.6 billion records, and its underwriting database held more than 38.9 billion. It also sells tools for claims, fraud detection, and catastrophe and weather risk.
Verisk reports a single segment, Insurance. Annual subscriptions or long-term contracts made up over 80% of its $3.07 billion of revenue in 2025. The United States supplied 82.1% of that revenue, the United Kingdom 8.1% and other countries 9.8%. Its operating margin, the share of revenue left after operating costs, was 43.7%. Verisk sold its Energy business in February 2023 and has expanded into life insurance, annuities and markets outside the U.S.
Price history
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VRSK -7.0% over the year to Nov 2, 2026, total return with dividends reinvested.
How it makes money
By geography
| UNITED STATES | $2.52B | 82.1% |
| Other Countries | $300.3M | 9.8% |
| UNITED KINGDOM | $250.1M | 8.1% |
Latest results
- In Q2 FY2026 (ended Jun 30, 2026), revenue was $806.3M, up 4.4% from a year earlier, and net income was $228.6M (-9.8%).
- For fiscal 2025, revenue was $3.07B (+6.6% year over year; +6.2% a year from FY2020 to FY2025) with a 29.6% net margin.
Financial health check
| Revenue growth a year (FY2020–FY2025) | +6.2% good |
|---|---|
| Operating margin | 43.7% good |
| Free cash flow margin | 38.8% good |
| Return on equity (FY2025) | 293.9% (lifted by a small equity base, often the result of years of buybacks) good |
| Return on assets (FY2025) | 14.7% good |
| Net cash (cash minus debt) | $-3.92B weak |
| Fiscal year | Revenue | Net income | Free cash flow |
|---|---|---|---|
| FY2020 | $2.27B | $712.7M | $821.4M |
| FY2021 | $2.46B | $666.2M | $887.3M |
| FY2022 | $2.50B | $953.9M | $784.3M |
| FY2023 | $2.68B | $614.6M | $830.7M |
| FY2024 | $2.88B | $958.2M | $920.1M |
| FY2025 | $3.07B | $908.3M | $1.19B |
Valuation snapshot
| Market value | $26.23B |
|---|---|
| P/E ratio | 31.1 |
| Dividend yield | 0.97% |
Rank among 1514 US companies
Market value at each year end
Verisk Analytics’s market value went from $13.59B at the end of 2016 to $26.23B on Nov 2, 2026, up 93%; since the end of 2025 it is down 16%.
Show as a table
| Year end | Market value | Change |
|---|---|---|
| Nov 2, 2026 | $26.23B | -15.9% |
| 2025 | $31.18B | -19.8% |
| 2024 | $38.89B | +12.3% |
| 2023 | $34.63B | +25.5% |
| 2022 | $27.59B | -25.2% |
| 2021 | $36.86B | +9.2% |
| 2020 | $33.75B | +37.9% |
| 2019 | $24.47B | +36.3% |
| 2018 | $17.95B | +13.5% |
| 2017 | $15.81B | +16.3% |
| 2016 | $13.59B |
Price behavior
| YTD | 1 yr | 3 yr | 5 yr | 10 yr | |
|---|---|---|---|---|---|
| VRSK price data to Nov 2, 2026 | -9.2% | -7.0% | -3.6% | -0.1% | +10.0% |
Show as a table
| Year | Price data |
|---|---|
| 2026 (to date) | -9.2% |
| 2025 | -18.2% |
| 2024 | +16.0% |
| 2023 | +36.2% |
| 2022 | -22.3% |
| 2021 | +10.8% |
| 2020 | +39.9% |
| 2019 | +37.9% |
| 2018 | +13.6% |
| 2017 | +18.3% |
| 2016 | +5.6% |
| 2015 | +20.0% |
| 2014 | -2.5% |
| 2013 | +28.9% |
| 2012 | +27.0% |
| 2011 | +17.8% |
| 2010 | +12.6% |
| 2008 financial crisis stocks fell Oct 9, 2007 – Mar 9, 2009 | Before this security existed |
|---|---|
| 2020 COVID crash stocks fell Feb 19, 2020 – Mar 23, 2020 | Lost 28.5% over that stretch · deepest drop along the way 28.5%, back to its old high 2.2 months after the low |
| 2022 bear market stocks fell Jan 3, 2022 – Oct 12, 2022 | Lost 23.8% over that stretch · deepest drop along the way 28.4%, back to its old high 11.1 months after the low |
Insider activity
Form 4 filings from 2025-10-30 to 2026-10-30 (25 read): 0 open-market purchases and 13 sales ($5.8M), 10 of them under pre-arranged 10b5-1 trading plans.
| Date | Insider | Type | Value |
|---|---|---|---|
| Jun 2, 2026 | Samuel G Liss Director | sell | $1.2M |
| Jun 5, 2026 | Samuel G Liss Director | sell | $851K |
| Aug 3, 2026 | Lee Shavel Chief Executive Officer, Director | sell (plan) | $696K |
| Sep 1, 2026 | Lee Shavel Chief Executive Officer, Director | sell (plan) | $684K |
| Oct 1, 2026 | Lee Shavel Chief Executive Officer, Director | sell (plan) | $603K |
Who owns it
Large shareholders (13G filings)
| BlackRock, Inc. | 7.8% | Jun 30, 2025 |
| Vanguard Capital Management | 7.53% | Mar 31, 2026 |
| AllianceBernstein L.P. | 4.6% | Jun 30, 2026 |
ETFs with the most weight in VRSK
| KMID Virtus KAR Mid-Cap ETF | 4.21% |
| QQLV Invesco QQQ Low Volatility ETF | 4.07% |
| LEAD Siren DIVCON Leaders Dividend ETF | 2.66% |
| DFND Siren DIVCON Dividend Defender ETF | 2.43% |
| QQQG Pacer Nasdaq 100 Top 50 Cash Cows Growth Leaders ETF | 2.07% |
| SELV SEI Enhanced Low Volatility U.S. Large Cap ETF | 2.02% |
| WBIL WBI BullBear Quality 3000 ETF | 1.93% |
| QQXT First Trust Nasdaq-100 Ex-Technology Sector Index Fund | 1.86% |
What could go wrong
- Heavy reliance on U.S. property insurers. Verisk earns a large share of its revenue from U.S. property and casualty insurers, and 82.1% of 2025 revenue came from the United States. An industry downturn or mergers among insurers could shrink demand.
- Losing access to outside data. Verisk's databases rely on data from customers, governments and public records, and Verisk generally doesn't own that data. Supply deals are short-term, and some suppliers are competitors that could raise prices or stop sharing.
- AI could make its products less relevant. Verisk warns that customers or other firms using artificial intelligence could replace its products or reduce their relevance. A growing supply of free or cheap public data could also cut demand.
- Its models can get it wrong. Insurers rely on Verisk's models for underwriting, claims, reserves and catastrophe risk. Actual results can differ materially from model outputs, which could damage client trust.
- Regulation, lawsuits and investigations. Insurance is heavily regulated. Verisk faces lawsuits and government investigations over antitrust, consumer protection, intellectual property and data privacy. New rules or a ruling against it could hurt revenue and profits.
- High debt and negative equity. As of June 30, 2026, Verisk had $4.47 billion of debt and $551 million of cash, and its liabilities exceeded its assets on the books. It may borrow more for acquisitions.
Recent events
- Other company announcement
- Executive or board change
- Other company announcement
- Quarterly results released
- Executive or board change
- Shareholder vote results
- Quarterly results released
- Other company announcement
- Major agreement signed; Investor presentation or announcement
- Quarterly results released
For income and retirement investors
Verisk pays a small but growing dividend, with a yield of 1.03% as of October 28, 2026. Dividends per share have risen for at least six straight fiscal years. They reached $1.79 in 2025, up from $1.06 in 2020, or about 11% a year. The 2025 dividend used 27.6% of earnings and 21.1% of free cash flow (the cash left after running and investing in the business). Buybacks, where a company purchases its own shares, have been far larger: $6.53 billion from 2021 through 2025, against $1.05 billion in dividends. The number of shares fell 19.3% between July 2021 and July 2026.
The shares have fallen hard in downturns. They dropped 28.5% in the 2020 COVID crash and recovered in about two months. In the 2022 bear market they fell 28.4% and took about 11 months to recover. The deepest drop since the 2009 listing, 50.8%, came in the three years to October 28, 2026. Single stocks carry more risk than diversified funds.
Questions investors ask
How does Verisk make money?
Verisk makes money by selling data, analytics and software to insurers, mostly U.S. property and casualty companies. Over 80% of 2025 revenue came from annual subscriptions or long-term contracts, which clients typically pay in advance. Its products include standard policy wording, rules for setting premiums, estimates of future claims, fraud detection and catastrophe models. Revenue was $3.07 billion in 2025. The United States supplied 82.1% of it and the United Kingdom 8.1%.
Does Verisk raise its dividend every year?
Yes, through 2025. Verisk has raised its dividend per share for at least six straight fiscal years. It went from $1.06 in 2020 to $1.79 in 2025, or about 11% growth a year. The 2025 dividend used only 27.6% of earnings. Still, the yield was a modest 1.03% as of October 28, 2026. The company has returned far more cash through buybacks: $6.53 billion from 2021 through 2025. Past increases don't guarantee future ones.
How has Verisk stock performed?
It has done well over 10 years but poorly over the last five. As of October 28, 2026, the share price was up 146% over 10 years, about 9.4% a year. It was down 6% over five years and 17.4% over one year. It fell 18.2% in 2025 and 14.5% in 2026 through October 28. These are price returns that don't count dividends. The largest drop since the 2009 listing was 50.8%.
How much debt does Verisk have?
Verisk had about $4.47 billion of total debt as of June 30, 2026. It held $551 million of cash and investments, which leaves roughly $3.92 billion of net debt. Shareholders' equity was negative $1.19 billion, which means its liabilities were larger than its assets on the books. For scale, the company generated $1.19 billion of free cash flow in 2025. Free cash flow is the cash left after running and investing in the business.
Who owns the most Verisk stock?
Large asset managers hold the biggest stakes. BlackRock reported 7.8% as of June 30, 2025, Vanguard Capital Management 7.53% as of March 31, 2026, and AllianceBernstein 4.6% as of June 30, 2026. Insiders sold rather than bought. Insider filings from October 28, 2025 to October 28, 2026 showed 13 sales worth about $5.8 million and no purchases. Ten were made under trading plans set up in advance, including sales by CEO Lee Shavel.