At a glance
DTD charges 0.28% a year, above the 0.15% average of the 8 funds most like it (the 7th cheapest of 9). It has $1.61B in assets, the 7th largest of that group; it paid 1.96% of its price in distributions over the past 12 months, monthly. Over the past year it returned +15.9% with distributions reinvested (S&P 500: +11.5%), 8th of those 9 funds; over three years it returned +21.3% a year. At its worst it fell 37.0% in the 2020 crash (S&P 500: 33.7%) and 16.1% in the 2022 bear market (S&P 500: 24.5%), and was back at its earlier high 8 months and 10 months after the lows. Its ten largest positions make up 21.0% of the fund, out of 822 in all.
The short version
WisdomTree U.S. Total Dividend Fund (DTD) is an index ETF that holds about 822 U.S. companies that pay regular cash dividends, from giants like NVIDIA and Microsoft to much smaller firms. Most index funds weight companies by market value. This one weights each company by the dividends it is expected to pay. It pays income monthly, but its 0.28% annual expense ratio is well above the 0.15% average of similar funds.
Price history
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DTD +15.9% over the year to Oct 27, 2026, total return with distributions reinvested.
How it has behaved
| YTD | 1 yr | 3 yr | 5 yr | 10 yr | Since start | |
|---|---|---|---|---|---|---|
| DTD official prospectus, to Dec 31, 2025 | — | +14.22% | — | +12.69% | +11.84% | — |
| Wisdom Tree U.S. Total Dividend Index (Reflects no deduction for fees, expenses or taxes) index, same period | — | +14.60% | — | +13.07% | +12.19% | — |
| MSCI USA IMI Value Index (Reflects no deduction for fees, expenses or taxes) index, same period | — | +13.46% | — | +11.01% | +10.33% | — |
| MSCI USA Investable Market Index (Reflects no deduction for fees, expenses or taxes) index, same period | — | +17.25% | — | +13.30% | +14.41% | — |
| DTD price data to Oct 27, 2026 | +15.2% | +15.9% | +21.3% | +12.0% | +12.5% | +9.7% |
- Over the year to Oct 27, 2026, DTD returned +15.9%, 8th of 9 among similar funds.
- Its 5-year annualized return was +12.0% and its 10-year +12.5%.
- In the 2020 COVID crash it fell 37% and regained its old high 8.4 months after the low.
- Its worst full calendar year was 2008 (-34.8%); its best was 2019 (+28.2%).
- The deepest fall in its price history was 58.2% (Oct 9, 2007 to Mar 9, 2009), recovered by Jul 27, 2012.
Show as a table
| Year | Price data | Prospectus (official) |
|---|---|---|
| 2026 (to date) | +15.2% | — |
| 2025 | +14.3% | +14.22% |
| 2024 | +18.6% | +18.75% |
| 2023 | +10.7% | +10.44% |
| 2022 | -3.8% | -3.81% |
| 2021 | +26.3% | +26.14% |
| 2020 | +2.5% | +2.57% |
| 2019 | +28.2% | +28.28% |
| 2018 | -6.6% | -6.35% |
| 2017 | +17.4% | +17.25% |
| 2016 | +16.7% | +16.59% |
| 2015 | -1.5% | — |
| 2014 | +14.5% | — |
| 2013 | +28.1% | — |
| 2012 | +13.1% | — |
| 2011 | +8.4% | — |
| 2010 | +16.3% | — |
| 2009 | +19.5% | — |
| 2008 | -34.8% | — |
| 2007 | +1.2% | — |
| 2008 financial crisis stocks fell Oct 9, 2007 – Mar 9, 2009 | Lost 58.2% over that stretch · deepest drop along the way 58.2%, back to its old high 40.6 months after the low |
|---|---|
| 2020 COVID crash stocks fell Feb 19, 2020 – Mar 23, 2020 | Lost 37% over that stretch · deepest drop along the way 37%, back to its old high 8.4 months after the low |
| 2022 bear market stocks fell Jan 3, 2022 – Oct 12, 2022 | Lost 13.7% over that stretch · deepest drop along the way 16.1%, back to its old high 9.6 months after the low |
Dividends and income
Show as a table
| Year | Per share | Change |
|---|---|---|
| 2026 (to date) | $1.4100 | |
| 2025 | $1.7100 | +7.5% |
| 2024 | $1.5900 | -1.9% |
| 2023 | $1.6200 | 0.0% |
| 2022 | $1.6200 | +21.8% |
| 2021 | $1.3300 | -7.6% |
| 2020 | $1.4400 | +8.3% |
| 2019 | $1.3300 | +14.2% |
| 2018 | $1.1650 | +5.4% |
| 2017 | $1.1050 | +1.8% |
| 2016 | $1.0850 | +8.0% |
| 2015 | $1.0050 | +2.0% |
| 2014 | $0.9850 | +21.6% |
| 2013 | $0.8100 | -2.4% |
| 2012 | $0.8300 | +20.3% |
| 2011 | $0.6900 | +3.8% |
| 2010 | $0.6650 | +17.7% |
| 2009 | $0.5650 | -30.7% |
| 2008 | $0.8150 | +3.8% |
| 2007 | $0.7850 |
What's inside
As of Jun 30, 2026, the fund held 822 securities; the ten largest made up 21.02% of assets.
| Holding | Weight | |
|---|---|---|
| NVIDIA CORP | 3.37% | |
| MICROSOFT CORP | 3.07% | |
| JP MORGAN CHASE & COMPANY | 2.67% | |
| APPLE INC | 2.10% | |
| BROADCOM INC | 1.92% | |
| JOHNSON & JOHNSON | 1.80% | |
| EXXONMOBIL HOLDINGS CORP | 1.71% | |
| ABBVIE INC | 1.55% | |
| META PLATFORMS INC | 1.46% | |
| CHEVRON CORP | 1.38% | |
| ALPHABET INC Class A | 1.33% | |
| MORGAN STANLEY | 1.33% | |
| PHILIP MORRIS INTERNATIONAL INC | 1.27% | |
| ALPHABET INC Class C | 1.23% | |
| MERCK & COMPANY INC | 1.23% |
By country
United States 99.56%Puerto Rico 0.09%By asset type
Stocks 99.65%By sector
Sectors of the companies held, for the 84.5% of the fund in companies that have a stock page here; other holdings and cash aren't classified. Source: N-PORT holdings report as of Jun 30, 2026. Cash, money-market funds and derivatives are shown separately from the securities list.What changed recently
- Over the three months to Jun 30, 2026, investors added a net $4.6M (creations minus redemptions, per the N-PORT report).
- Monthly total returns reported for that quarter: +5.86%, +1.80%, +0.74%.
How it works
DTD tracks the WisdomTree U.S. Total Dividend Index. WisdomTree, Inc., the parent of the fund's adviser, WisdomTree Asset Management, built the index. Each year on a screening date, a company qualifies if it is based in the U.S. and listed on a U.S. exchange. It must also have paid regular cash dividends over the prior 12 months, be worth at least $100 million, and have traded a median of at least $100,000 a day over the prior three months.
The index then weights each company by its share of the total cash dividends all members are projected to pay in the coming year, based on the latest declared dividend. Bigger dividend payers get bigger weights. A highly valued company with a small payout counts for less than it would in a market-value index. At each annual reset, no sector can exceed 25%, and real estate is capped at 5%. Weights can drift past these limits between resets.
The fund uses representative sampling: it may hold a sample of index stocks that resembles the whole index, rather than every stock. It must keep at least 80% of net assets in index stocks or close equivalents. The prospectus reports portfolio turnover, the share of holdings replaced in a year, of 16%. The fund uses no leverage or options. As of June 30, 2026, it held no derivatives and 0.46% in cash.
What it really costs
- DTD charges 0.28% a year, versus an average of 0.15% for the similar funds below (7th of 9, cheapest first).
- Using the prospectus's standard example, $10,000 invested would cost about $29 in the first year and $356 over 10 years (assuming a 5% annual return).
| Cost of $10,000 (SEC example) | 1 yr | 3 yrs | 5 yrs | 10 yrs |
|---|---|---|---|---|
| DTD | $29 | $90 | $157 | $356 |
In a retirement portfolio
DTD spreads money across about 822 dividend-paying U.S. stocks of many sizes, so it can serve as a broad stock holding that also pays monthly income.
DTD gives broad U.S. stock exposure with monthly payouts. Its trailing 12-month yield was 1.96% as of October 27, 2026. It does not shield against crashes. It fell 58.2% from October 2007 to March 2009, did not recover until July 2012, and lost 34.8% in calendar 2008. It dropped 37% in the 2020 COVID crash and recovered in about eight months. In 2022 it fell 16.1% and was back by July 2023. A retiree drawing money during a stretch like that would be cashing out shares at low prices, so a separate cash or bond reserve may matter. Under the SEC's standard example, $10,000 invested would cost $29 in the first year and $356 over 10 years. That is more than many similar funds. Past results don't predict future returns, and a plan should look at the whole portfolio, not one fund.
Who it may suit — and who should look elsewhere
May suit
- Investors wanting broad U.S. stock exposure across about 822 companies, weighted toward the biggest dividend payers rather than the biggest market values.
- Retirees who value a monthly payout; the trailing 12-month yield was 1.96% as of October 27, 2026.
- Investors who want dividend payers plus tech: NVIDIA, Microsoft and JPMorgan were the top holdings as of June 30, 2026, with sectors capped at 25%.
Look elsewhere if
- Cost-focused investors: the 0.28% expense ratio compares with 0.06% for Vanguard's VYM and 0.04% for Schwab's SCHV.
- Those after high income or peer-leading growth: the yield is modest, and DTD ranked 9th of 9 similar funds on three-year returns as of October 27, 2026.
- Anyone who can't tolerate deep losses: it fell 58.2% from 2007 to 2009 and took about 40 months to recover.
Close alternatives
Matched by holdings overlap from the latest N-PORT reports.
| Fund | Overlap | Cost | Net assets | 1 yr | 3 yr |
|---|---|---|---|---|---|
| DTD this fund | — | 0.28% | $1.61B | +15.9% | +21.3% |
| DLN WisdomTree U.S. LargeCap Dividend Fund | 89% | 0.28% | $6.14B | +16.0% | +21.9% |
| ILCV iShares Morningstar Value ETF | 60% | 0.04% | $1.32B | +20.5% | +23.4% |
| VYM Vanguard High Dividend Yield Index ETF | 60% | 0.06% | $99.19B | +19.1% | +21.2% |
| FNDX Schwab Fundamental U.S. Large Company ETF | 60% | 0.25% | $27.57B | +25.0% | +22.7% |
| EPS WisdomTree U.S. LargeCap Fund | 59% | 0.08% | $1.58B | +15.6% | +24.3% |
| SCHV Schwab U.S. Large-Cap Value ETF | 59% | 0.04% | $15.67B | +22.4% | +20.3% |
| PRF Invesco RAFI US 1000 ETF | 59% | 0.33% | $9.80B | +23.3% | +24.9% |
Questions investors ask
Does DTD pay monthly dividends?
Yes. DTD pays dividends every month. Over the 12 months through October 27, 2026, it paid $1.89 per share, a trailing yield of 1.96%. The fund weights companies by the dividends they are projected to pay, so its income comes from about 822 U.S. companies rather than a handful of high yielders. Monthly amounts can vary, because they depend on what the underlying companies pay, and companies can cut dividends.
What's the difference between DTD and DLN?
They are close cousins. Both are WisdomTree dividend-weighted funds with a 0.28% expense ratio, and their holdings overlapped by 89% in the latest N-PORT reports. DTD reaches beyond large companies and includes any qualifying dividend payer worth at least $100 million. DLN, as its name says, focuses on large companies. DLN is bigger, with about $6.1 billion in net assets versus about $1.6 billion for DTD as of June 30, 2026. Their one- and three-year returns were similar through October 27, 2026.
Is DTD good for retirement income?
It provides steady monthly income, but not a high level of it. Its trailing yield was 1.96% as of October 27, 2026. Because it holds stocks, its value swings. It lost 34.8% in 2008, and it dropped 37% in early 2020 before recovering by December 2020. It may suit retirees who want a broad dividend stock fund for part of a portfolio. Anyone focused on cost may also look at Vanguard High Dividend Yield ETF (VYM), which charges 0.06%.
What is DTD's expense ratio?
DTD's expense ratio is 0.28% a year, according to its prospectus filed July 29, 2026. The expense ratio is the yearly fee taken from fund assets. In the SEC's standard example, $10,000 invested with a 5% annual return would cost about $29 over one year, $157 over five years and $356 over 10 years. That is above the 0.15% average for similar funds, and DTD ranked 7th of 9 on cost. iShares Core Dividend Growth ETF (DGRO) charges 0.08%.
Has DTD beaten the stock market?
Not over the long run. In the 10 years through December 31, 2025, DTD returned an average of 11.84% a year. The MSCI USA Investable Market Index, a broad U.S. stock benchmark, returned 14.41%. DTD did beat the MSCI USA IMI Value Index, which returned 10.33%. Over five years the gap with the broad market was narrower: 12.69% versus 13.3%. Index returns reflect no fees. Past results don't predict future returns.