Timothy Plan High Dividend Stock ETF

Timothy Plan High Dividend Stock ETF (TPHD) tracks the Victory US Large Cap High Dividend Volatility Weighted BRI Index. That index holds 100 high-yielding large US stocks and gives calmer stocks bigger weights. A faith-based screen removes companies tied to alcohol, tobacco, gambling, abortion or pornography. The screen costs extra: the fund charges 0.52% a year, compared with 0.35% for CDL, a VictoryShares fund with a similar name and approach.

• Over the year to Oct 27, 2026, TPHD returned +14.5%, 3rd of 9 among similar funds.
• Its 5-year annualized return was +9.7%.
• In the 2020 COVID crash it fell 41.3% and regained its old high 9.5 months after the low.
• Its worst full calendar year was 2022 (-1.9%); its best was 2021 (+28.0%).
• The deepest fall in its price history was 41.7% (Jan 17, 2020 to Mar 23, 2020), recovered by Jan 11, 2021.

As of Jun 30, 2026, the fund held 100 securities; the ten largest made up 15.85% of assets.

By sector

• Over the three months to Jun 30, 2026, investors added a net $1.9M (creations minus redemptions, per the N-PORT report).
• Monthly total returns reported for that quarter: +3.38%, -2.90%, +2.39%.

TPHD tracks the Victory US Large Cap High Dividend Volatility Weighted BRI Index, a rules-based index built by the fund's sub-adviser. The starting list is the 500 largest US companies that had positive earnings over the past 12 months. Timothy Plan, the adviser, then sends a list of companies that fail its BRI screen. These include businesses involved in alcohol, tobacco, gambling, abortion, pornography or what it calls anti-family entertainment. Those companies are removed. The 100 highest-yielding stocks that remain make up the index.

Most index funds size each holding by the company's market value. This index sizes holdings by volatility instead: how much each stock's price moved day to day over the last 180 trading days. Steadier stocks get bigger weights. As of June 30, 2026, that put utilities such as Alliant Energy, Evergy and WEC Energy Group at the top, each near 1.7% of assets. The top 10 holdings made up only 15.9% of the fund. The index is rebuilt every April and October, and no sector can exceed 25%.

The fund tries to hold every stock in the index in roughly the same proportions. It is passive, so it does not make defensive moves when markets fall. If a holding is later found to break the screen, the fund sells it only at the next rebalancing. The prospectus lists portfolio turnover of 49%.

• TPHD charges 0.52% a year, versus an average of 0.45% for the similar funds below (6th of 9, cheapest first).
• Using the prospectus's standard example, $10,000 invested would cost about $53 in the first year and $653 over 10 years (assuming a 5% annual return).

It pays monthly from 100 dividend-paying stocks, but its 1.92% trailing yield is modest and it is still an all-stock fund.

TPHD's trailing 12-month yield was 1.92% as of October 27, 2026, paid monthly. Monthly payments fit a regular spending schedule, but the yield is modest for a dividend fund. Its lean toward steady utilities did not protect it in the COVID crash. It fell 41.3% from February 20 to March 23, 2020, and took about nine and a half months to recover. In 2022 it dropped 16.5% from its peak and needed about 14 months to get back. Even so, 2022 as a calendar year ended down just 1.9%, its worst full year. Anyone drawing income during drops like these might have had to cash out shares at low prices. The fund launched in 2019, so it has no 2008 record. It costs 0.52% a year, or $53 in the first year on $10,000 under the SEC's standard example. Past results don't predict future ones, and a plan should look at the whole portfolio, not one fund.

Matched by holdings overlap from the latest N-PORT reports.