ETFB Green SRI REITs ETF

ETFB Green SRI REITs ETF (RITA) is an index fund holding real estate investment trusts (REITs) from developed markets, mostly the US, that pass Islamic (Shariah), socially responsible and green-building screens. It may suit investors who want real estate exposure aligned with those values. Trade-offs include a 0.50% expense ratio (yearly fee), above the 0.30% average for similar funds, and concentration: four REITs held about 48% of assets as of July 31, 2026.

• Over the year to Oct 27, 2026, RITA returned +3.9%, 8th of 9 among similar funds.
• Its worst full calendar year was 2024 (+2.0%); its best was 2023 (+9.6%).
• The deepest fall in its price history was 33.6% (Apr 20, 2022 to Oct 14, 2022), not yet recovered.

As of Jul 31, 2026, the fund held 35 securities; the ten largest made up 69.54% of assets.

By sector

• Over the three months to Jul 31, 2026, investors withdrew a net $582K (creations minus redemptions, per the N-PORT report).
• Monthly total returns reported for that quarter: -1.14%, +2.76%, +3.35%.

RITA, from Exchange Traded Concepts, is an index fund. Rather than picking stocks, it tracks the FTSE EPRA Nareit IdealRatings Developed REITs Islamic Green Capped Index, which FTSE Russell and IdealRatings created in 2020. The index starts with listed REITs in developed markets that pass basic business tests. A debt screen then removes REITs whose interest-bearing debt exceeds 33% of asset value. A Shariah (Islamic law) screen drops REITs that earn more than 5% of their income from interest or from activities such as alcohol, tobacco, gambling, weapons and conventional financial services. Finally, only REITs with third-party green building certifications, such as LEED or BREEAM, qualify.

REITs that qualify are weighted by free float market capitalization (the value of shares available to trade), with each one held at between 0.5% and 20%. At each rebalance, companies weighing more than 4.5% are capped at 48% combined. Weights are then tilted toward REITs with more green-certified space and lower modeled energy use, while keeping sector and country weights close to where they started. A REIT that the tilt pushes below 0.5% is dropped.

The index rebalances every quarter, on the Monday after the third Friday of March, June, September and December. Weights can drift between those dates. Portfolio turnover was 76%, meaning trades over a year equaled about three-quarters of the portfolio's value.

• RITA charges 0.5% a year, versus an average of 0.3% for the similar funds below (7th of 9, cheapest first).
• Using the prospectus's standard example, $10,000 invested would cost about $51 in the first year and $628 over 10 years (assuming a 5% annual return).

RITA is a small real estate fund with values-based screens, with nearly half its assets in four REITs as of July 31, 2026 and a 28.85% loss in 2022, so it fits a supporting role better than a central one.

RITA could add real estate exposure that passes values-based screens, plus some income. It launched December 8, 2021, so it has no record from the 2008 financial crisis or the 2020 COVID crash. Its first full year, 2022, was its worst: a 28.85% loss. Its deepest decline was 33.6%, from April 20 to October 14, 2022, and it had not regained that peak as of October 27, 2026. Anyone who withdrew money in late 2022 would have locked in a steep loss.

Dividends are paid quarterly. The trailing 12-month yield (dividends over the past year as a share of the price) was 2.77% as of October 27, 2026. The 0.50% expense ratio is above the 0.30% average for similar funds, and the SEC's standard example puts costs at $51 for the first year on $10,000. Past results don't predict the future, and a plan should look at the whole portfolio, not one fund.

Matched by holdings overlap from the latest N-PORT reports.