At a glance
WWJD charges 0.61% a year, above the 0.09% average of the 6 funds most like it (the most expensive of 7). It has $585.8M in assets, the 7th largest of that group; it paid 2.48% of its price in distributions over the past 12 months, semiannual. Over the past year it returned +12.3% with distributions reinvested (S&P 500: +11.5%), the weakest of those 7 funds; over three years it returned +19.3% a year. At its worst it fell 29.1% in the 2022 bear market (S&P 500: 24.5%), and was back at its earlier high 17 months after the low. Its ten largest positions make up 6.5% of the fund, out of 201 in all.
The short version
Inspire International ETF (WWJD) tracks the Inspire International Index. The index holds about 200 large foreign companies, including some in emerging markets, that pass a screen for alignment with biblical values. Its money is spread thinly: as of August 31, 2026, no single stock was more than about 0.71% of assets. The trade-off is cost. Its expense ratio is 0.61%, while similar broad international funds average 0.09%.
Price history
The interactive chart needs JavaScript.
WWJD +12.3% over the year to Oct 27, 2026, total return with distributions reinvested.
How it has behaved
| YTD | 1 yr | 3 yr | 5 yr | 10 yr | Since start | |
|---|---|---|---|---|---|---|
| WWJD official prospectus, to Dec 31, 2025 | — | +29.05% | — | +8.57% | — | +10.83% |
| Inspire Global Hope Ex-US GTR Index index, same period | — | +30.71% | — | +9.21% | — | +10.72% |
| Inspire International NTR Index index, same period | — | +29.78% | — | +7.53% | — | +10.05% |
| S&P International 700 Total Return Index index, same period | — | +35.45% | — | +9.90% | — | +11.16% |
| WWJD price data to Oct 27, 2026 | +10.2% | +12.3% | +19.3% | +7.5% | — | +12.9% |
- Over the year to Oct 27, 2026, WWJD returned +12.3%, 7th of 7 among similar funds.
- Its 5-year annualized return was +7.5%.
- Its worst full calendar year was 2022 (-14.6%); its best was 2025 (+29.3%).
- The deepest fall in its price history was 29.5% (Jun 14, 2021 to Oct 12, 2022), recovered by May 7, 2024.
Show as a table
| Year | Price data | Prospectus (official) |
|---|---|---|
| 2026 (to date) | +10.2% | — |
| 2025 | +29.3% | +29.06% |
| 2024 | +1.0% | +1.06% |
| 2023 | +16.4% | +16.54% |
| 2022 | -14.6% | -14.59% |
| 2021 | +16.7% | +16.18% |
| 2020 | — | +13.87% |
| 2008 financial crisis stocks fell Oct 9, 2007 – Mar 9, 2009 | Before this security existed |
|---|---|
| 2020 COVID crash stocks fell Feb 19, 2020 – Mar 23, 2020 | Not in the price data, which starts Jun 2, 2020 |
| 2022 bear market stocks fell Jan 3, 2022 – Oct 12, 2022 | Lost 28.2% over that stretch · deepest drop along the way 29.1%, back to its old high 17 months after the low |
Dividends and income
Show as a table
| Year | Per share | Change |
|---|---|---|
| 2026 (to date) | $0.6900 | |
| 2025 | $0.9500 | +10.5% |
| 2024 | $0.8600 | +14.7% |
| 2023 | $0.7500 | +38.9% |
| 2022 | $0.5400 | -88.6% |
| 2021 | $4.7500 |
What's inside
As of Aug 31, 2026, the fund held 201 securities; the ten largest made up 6.47% of assets.
| Holding | Weight | |
|---|---|---|
| CSL LTD | 0.71% | |
| FIRST GEN CORP | 0.70% | |
| CLARIANT AG | 0.70% | |
| LG H&H CO LTD | 0.65% | |
| EDENRED SA | 0.63% | |
| EQUINOR ASA | 0.63% | |
| WHEATON PRECIOUS METALS CORP | 0.62% | |
| MOL MAGYAR OLAJ ES GAZIPARI NYRT | 0.62% | |
| REA GROUP LTD | 0.61% | |
| AGNICO EAGLE MINES LTD | 0.61% | |
| SEB SA | 0.59% | |
| OMV AG | 0.59% | |
| DASSAULT SYSTEMES SE | 0.59% | |
| CENOVUS ENERGY INC | 0.59% | |
| SYENSQO SA/NV | 0.59% |
By country
Switzerland 8.04%Canada 7.87%Japan 7.28%Australia 7.19%Germany 6.43%By asset type
Stocks 98.42%Preferred stock 0.5%What changed recently
- Over the three months to Aug 31, 2026, investors added a net $48.8M (creations minus redemptions, per the N-PORT report).
- Monthly total returns reported for that quarter: -2.40%, +4.72%, +3.12%.
How it works
WWJD is an index fund, which means it follows a published set of rules instead of a manager's picks. It invests at least 80% of its assets in the stocks of the Inspire International Index. Inspire Investing, LLC writes the index rules and also manages the fund. The index starts with large foreign companies, defined as the largest 10% of the international stock market, in both developed and emerging markets. Inspire then gives each company its own Inspire Impact Score. Companies that score below zero are left out.
Companies get negative scores, and are excluded, if they are linked to certain categories. These include abortion-related drugs or services, abortion activism, alcohol, cannabis, gambling, embryonic stem cells, in vitro fertilization, labor or sexual exploitation, and LGBT activism as rated by an advocacy group's survey. The list goes on beyond these. The prospectus admits Inspire cannot see everything a company does. It also says scores may lag new information and that other investors may judge companies differently.
As of August 31, 2026, the fund held 201 stocks, and the 10 largest made up only 6.47% of assets. The top three were CSL (Australia), First Gen (Philippines) and Clariant (Switzerland), at about 0.7% each. The biggest country weights were Switzerland, Canada, Japan and Australia, at roughly 7% to 8% each. The fund held no derivatives. Portfolio turnover, the share of holdings replaced in a year, was 23%.
What it really costs
- WWJD charges 0.61% a year, versus an average of 0.09% for the similar funds below (7th of 7, cheapest first).
- Of that, 0.45% is the management fee; the rest covers other fund expenses.
- Using the prospectus's standard example, $10,000 invested would cost about $62 in the first year and $762 over 10 years (assuming a 5% annual return).
| Cost of $10,000 (SEC example) | 1 yr | 3 yrs | 5 yrs | 10 yrs |
|---|---|---|---|---|
| WWJD | $62 | $195 | $340 | $762 |
In a retirement portfolio
It adds about 200 large stocks from outside the US, both developed and emerging, which can offset a portfolio weighted toward US companies, though at a higher cost than similar funds.
WWJD launched in September 2019, so it has no record from 2008. It lost 27.55% in the first quarter of 2020. In the 2022 bear market, its price fell about 29% between January 12 and October 12, 2022, and took about 17 months to get back to its earlier high. Its worst calendar year was 2022, at −14.6%. Its deepest drop was 29.5%, from June 2021 to October 2022, and it took about 19 months to recover. Anyone who withdraws money during a slump like that is cashing out shares at low prices.
The yield was 2.48% as of October 27, 2026, paid twice a year. On the SEC's standard $10,000 example, costs come to about $62 in year one and $762 over 10 years. Past results don't predict future ones, and a plan should look at the whole portfolio, not one fund.
Who it may suit — and who should look elsewhere
May suit
- Investors who want international stocks screened for biblical values and accept a 0.61% expense ratio for that screen.
- Those wanting developed and emerging-market companies spread across 201 holdings, none above about 0.71% of assets as of August 31, 2026.
- Investors comfortable with income paid twice a year; the trailing yield was 2.48% as of October 27, 2026.
Look elsewhere if
- Cost-focused investors: VEA and SPDW charge 0.03% a year, compared with WWJD's 0.61%.
- Those wanting returns in line with the market: WWJD's 12.3% one-year return trailed all six similar funds compared, as of late October 2026.
- Investors wanting unscreened international exposure, since the exclusions remove some companies and reflect Inspire's own judgment of biblical alignment.
Close alternatives
Matched by closest holdings overlap from the latest N-PORT reports (no similar fund shares 20% or more of its holdings).
| Fund | Overlap | Cost | Net assets | 1 yr | 3 yr |
|---|---|---|---|---|---|
| WWJD this fund | — | 0.61% | $585.8M | +12.3% | +19.3% |
| EFA iShares MSCI EAFE ETF | 16% | 0.32% | $77.98B | +13.5% | +18.2% |
| SCHF Schwab International Equity ETF | 16% | 0.06% | $69.68B | +17.7% | +20.4% |
| IDEV iShares Core MSCI International Developed M… | 15% | 0.04% | $31.64B | +14.6% | +19.2% |
| SPDW SPDR Portfolio Developed World ex-US ETF | 14% | 0.03% | $40.29B | +17.3% | +20.5% |
| IEFA iShares Core MSCI EAFE ETF | 14% | 0.07% | $190.11B | +13.7% | +18.5% |
| VEA Vanguard FTSE Developed Markets ETF | 14% | 0.03% | $316.42B | +16.8% | +21.7% |
Questions investors ask
What is the WWJD ETF and what does it invest in?
WWJD is an index ETF from Inspire. It holds large foreign companies, including some in emerging markets, that pass a biblical-values screen, and it tracks the Inspire International Index. The screen excludes companies tied to abortion, alcohol, gambling, cannabis, in vitro fertilization, embryonic stem cells, exploitation or LGBT activism, among other categories. As of August 31, 2026, it held 201 stocks. The largest were CSL, First Gen, Clariant, LG H&H and Edenred, each about 0.6% to 0.7% of assets.
What's the difference between WWJD and EFA?
The main differences are cost and screening. WWJD charges 0.61% a year, and the iShares MSCI EAFE ETF (EFA) charges 0.32%. WWJD applies a biblical-values screen and can hold emerging-market stocks. The two share only about 16% of their holdings. Returns have been close. As of October 27, 2026, WWJD returned 12.3% over one year and 19.3% a year over three years. EFA returned 12.9% and 19.4% as of October 30, 2026. EFA is also far larger.
Does WWJD pay dividends?
Yes. WWJD pays distributions twice a year. Over the 12 months to October 27, 2026, it paid about $0.98 per share, a yield of 2.48%. The amount can change from one payment to the next. It depends on the dividends paid by the roughly 200 foreign companies in the fund. Currency moves also affect what those dividends are worth in dollars.
Has WWJD beaten the international stock market?
Not over the periods shown in its prospectus. Through December 31, 2025, WWJD returned 29.05% over one year, 8.57% a year over five years and 10.83% a year since its 2019 launch. The S&P International 700 Total Return Index, a broad benchmark listed in the prospectus, returned 35.45%, 9.9% and 11.16% over the same periods. Over five years, WWJD did beat the Inspire International NTR Index, 8.57% to 7.53% a year.
How much did WWJD drop in 2022?
WWJD's share price fell about 29% in the 2022 bear market, from January 12 to October 12, 2022. It took about 17 months, until March 2024, to get back to its earlier high. Its 2022 calendar-year return was −14.59%, its worst full year through 2025. The fund's deepest drop, 29.5%, started from a June 2021 peak and took until May 2024 to recover. In the first quarter of 2020, it lost 27.55%.