At a glance
XCOR charges 1.15% a year, above the 0.86% average of the 7 funds most like it (the most expensive of 8). It has $191.0M in assets, the 8th largest of that group; it paid 0.39% of its price in distributions over the past 12 months, annual. Over the past year it returned +9.8% with distributions reinvested (S&P 500: +11.5%), 7th of those 8 funds; over three years it returned +23.3% a year.
The short version
FundX ETF (XCOR), from CI Financial, is an actively managed fund of funds. It owns other ETFs instead of individual stocks, and its advisor rotates among them to follow the parts of the market that are leading. As of June 30, 2026, its 10 holdings were mostly US growth and momentum funds, such as Vanguard Growth ETF. Its expense ratio of 1.15% is well above what many index ETFs charge.
Price history
The interactive chart needs JavaScript.
XCOR +9.8% over the year to Oct 27, 2026, total return with distributions reinvested.
How it has behaved
| YTD | 1 yr | 3 yr | 5 yr | 10 yr | Since start | |
|---|---|---|---|---|---|---|
| XCOR official prospectus, to Dec 31, 2025 | — | +12.32% | — | +8.51% | +10.83% | — |
| XCOR price data to Oct 27, 2026 | +9.7% | +9.8% | +23.3% | — | — | +18.1% |
- Over the year to Oct 27, 2026, XCOR returned +9.8%, 7th of 8 among similar funds.
- Its worst full calendar year was 2025 (+12.5%); its best was 2024 (+29.6%).
- The deepest fall in its price history was 22.5% (Feb 14, 2025 to Apr 8, 2025), recovered by Jul 25, 2025.
Show as a table
| Year | Price data | Prospectus (official) |
|---|---|---|
| 2026 (to date) | +9.7% | — |
| 2025 | +12.5% | +12.32% |
| 2024 | +29.6% | +29.64% |
| 2023 | +14.3% | +14.13% |
| 2022 | — | -17.94% |
| 2021 | — | +10.31% |
| 2020 | — | +25.37% |
| 2019 | — | +26.93% |
| 2018 | — | -3.71% |
| 2017 | — | +15.35% |
| 2016 | — | +5.13% |
| 2008 financial crisis stocks fell Oct 9, 2007 – Mar 9, 2009 | Before this security existed |
|---|---|
| 2020 COVID crash stocks fell Feb 19, 2020 – Mar 23, 2020 | Before this security existed |
| 2022 bear market stocks fell Jan 3, 2022 – Oct 12, 2022 | Before this security existed |
Dividends and income
Show as a table
| Year | Per share | Change |
|---|---|---|
| 2025 | $0.3440 | -34.7% |
| 2023 | $0.5270 |
What's inside
As of Jun 30, 2026, the fund held 10 securities; the ten largest made up 98.88% of assets. It also reported 16.42% in a money-market fund, most likely cash collateral from lending out shares rather than uninvested money.
| Fund held | Weight | |
|---|---|---|
| Vanguard Growth ETF | 13.34% | |
| Invesco Exchange-Traded Fund Trust-Invesco S&P 500r Top 50 ETF | 12.42% | |
| Invesco S&P 500 Momentum ETF | 11.50% | |
| Invesco S&P 500 Pure Growth ETF | 11.43% | |
| iShares MSCI USA Value Factor ETF | 11.09% | |
| iShares MSCI USA Momentum Factor ETF | 10.18% | |
| Wisdomtree US Quality Growth Fund | 10.01% | |
| iShares Russell Top 200 Growth ETF | 8.83% | |
| iShares Global 100 ETF | 8.56% | |
| Vanguard Mega Cap Growth ETF | 1.52% |
By country
United States 98.88%By asset type
Stocks 98.88%What changed recently
- Over the three months to Jun 30, 2026, investors withdrew a net $3.8M (creations minus redemptions, per the N-PORT report).
- Monthly total returns reported for that quarter: +10.61%, +7.18%, -0.51%.
How it works
XCOR does not track an index. Its advisor uses an active approach it calls "Upgrading," which aims to catch global market trends. The fund buys ETFs that the advisor sees as in step with current market leadership. It sells an ETF when that fund falls out of step or when another ETF looks more attractive. Portfolio turnover, roughly the share of holdings replaced in a year, was 66%.
The advisor sorts candidate ETFs into five groups, from highest to lowest perceived risk: Sector Equity (including single-country emerging markets), Aggressive Equity, Core Equity, Total Return and Bond. Most of the money normally sits in Core Equity funds. These hold diversified mixes of established US and foreign companies, which lets the fund shift between growth and value stocks, large and small companies, and US and international markets. A smaller share can go to Sector and Aggressive funds. Some of those borrow to invest (leverage), bet against stocks (short sales) or trade on margin. Up to 50% of the fund may go to emerging-markets funds.
As of June 30, 2026, the fund held 10 ETFs. The largest were Vanguard Growth ETF (13.3%), Invesco S&P 500 Top 50 ETF (12.4%), Invesco S&P 500 Momentum ETF (11.5%) and Invesco S&P 500 Pure Growth ETF (11.4%). The advisor sets position sizes, not an index formula. The fund may also lend securities to earn extra income.
What it really costs
- XCOR charges 1.15% a year, versus an average of 0.86% for the similar funds below (8th of 8, cheapest first).
- Of that, 1% is the management fee; the rest covers other fund expenses.
- Using the prospectus's standard example, $10,000 invested would cost about $117 in the first year and $1,398 over 10 years (assuming a 5% annual return).
| Cost of $10,000 (SEC example) | 1 yr | 3 yrs | 5 yrs | 10 yrs |
|---|---|---|---|---|
| XCOR | $117 | $365 | $633 | $1,398 |
Structure and tax notes
- Invests in other funds rather than directly in stocks or bonds, so its holdings are those funds.
In a retirement portfolio
It is a high-cost, actively rotated stock fund that leans toward growth and momentum, so it fits better as a smaller add-on than as a foundation.
XCOR could serve as a smaller, actively managed stock position alongside core holdings. The prospectus figures go back before the ETF's October 17, 2022 launch. They show a 17.94% loss in 2022 and a 17.83% drop in the first quarter of 2020. Based on market prices, its deepest drop was 22.5%, from February 14 to April 8, 2025. It recovered by July 25, 2025, about 3.5 months later. Anyone who had to sell during a slide like that would lock in losses.
Income is small. The trailing 12-month yield was 0.39% as of October 27, 2026, and the fund pays once a year. Costs are high: the SEC's standard $10,000 example shows $117 in the first year and $1,398 over 10 years. Past results don't predict future returns, and a plan should look at the whole portfolio, not one fund.
Who it may suit — and who should look elsewhere
May suit
- Investors who want a manager to rotate among growth, momentum and value stock ETFs instead of choosing and switching those funds themselves.
- Growth-focused holders who don't need income, since it aims for capital appreciation and yielded 0.39% as of October 27, 2026.
- People who can ride out stock-market swings like its 22.5% drop in early 2025, which took about 3.5 months to recover.
Look elsewhere if
- Cost-conscious investors: its 1.15% expense ratio adds up to $1,398 over 10 years on $10,000 in the SEC's standard example.
- Anyone needing regular income, since XCOR pays only once a year and its yield is small.
- Investors wanting built-in loss protection: unlike buffer ETFs, it has no options cushion, and its prospectus shows a 17.94% loss in 2022.
Close alternatives
Matched by other buffer (defined-outcome) funds, largest first.
| Fund | Cost | Net assets | 1 yr | 3 yr |
|---|---|---|---|---|
| XCOR this fund | 1.15% | $191.0M | +9.8% | +23.3% |
| BUFR FT Vest Laddered Buffer ETF | 0.95% | $10.49B | +11.6% | +16.8% |
| BUFD FT Vest Laddered Deep Buffer ETF | 0.95% | $2.04B | +9.5% | +13.9% |
| PJAN Innovator U.S. Equity Power Buffer ETF - Ja… | 0.79% | $1.44B | +10.5% | +14.8% |
| PDEC Innovator U.S. Equity Power Buffer ETF - De… | 0.79% | $984.1M | +11.6% | +14.9% |
| FDEC FT Vest US Equity Buffer ETF - December | 0.85% | $1.31B | +12.9% | +18.5% |
| FJAN FT Vest US Equity Buffer ETF - January | 0.85% | $1.47B | +12.3% | +17.4% |
| FFEB FT Vest U.S. Equity Buffer Fund - February | 0.85% | $1.42B | +12.9% | +18.6% |
Questions investors ask
What does XCOR invest in?
XCOR invests in other ETFs, not individual stocks. As of June 30, 2026, it held 10 funds that made up 98.88% of assets. The largest were Vanguard Growth ETF (13.3%), Invesco S&P 500 Top 50 ETF (12.4%), Invesco S&P 500 Momentum ETF (11.5%), Invesco S&P 500 Pure Growth ETF (11.4%) and iShares MSCI USA Value Factor ETF (11.1%). The advisor swaps these funds as market leadership changes, so the mix can shift over time.
Does XCOR pay a dividend?
Yes, but it is small and paid once a year. Over the 12 months to October 27, 2026, XCOR paid $0.344 per share, a trailing yield of 0.39%. The low payout matches the fund's stated goal, which is to maximize long-term capital appreciation without regard to income. The underlying ETFs it owns lean toward growth stocks, which tend to pay little in dividends.
What is XCOR's expense ratio?
XCOR's expense ratio is 1.15%, according to its prospectus filed January 28, 2026. That includes a 1.00% management fee. In the SEC's standard example ($10,000 invested, a 5% yearly return, shares sold at the end of each period), costs come to $117 after one year, $365 after three years, $633 after five years and $1,398 after ten years. That is well above what many index ETFs charge.
How has XCOR performed over the long term?
According to its prospectus, XCOR's average annual returns through December 31, 2025 were 12.32% over one year, 8.51% over five years and 10.83% over ten years. That record goes back before the ETF launched on October 17, 2022. Based on market prices, it returned 9.8% over the year to October 27, 2026, and 23.3% a year over three years. Past results don't predict future returns.
Is XCOR a buffer ETF like BUFR?
No. Buffer funds such as FT Vest Laddered Buffer ETF (BUFR) use options to cushion losses within a set range, usually in exchange for capped gains. XCOR holds stock ETFs with no such cushion, so it follows a different strategy. BUFR charges 0.95% a year, compared with XCOR's 1.15%. As of October 27, 2026, BUFR returned 11.6% over one year and 16.8% a year over three years. XCOR returned 9.8% and 23.3%.