Retirement income

How much FDVV for $1,000 a month?

Fidelity High Dividend ETF: its payout record since 2017, the income it would have paid someone living on it, and the amount a monthly income takes at today’s yield.

2.73%yield, last 12 months
quarterlypayments
$439,600for $1,000 a month
Oct 27, 2026data as of

Over the last 12 months FDVV paid $1.71 a share, a 2.73% yield at today’s price, in 4 quarterly payments. At that yield, $1,000 a month before taxes takes about $439,600 invested.

From 2020 to 2025 its yearly payout per share grew 10.0% a year, against 4.5% inflation: up 5.3% a year in today’s dollars.

The payout fell by 5% or more from one year to the next in 2 years: 2020 (−20.3%), 2024 (−7.5%).

$100,000 invested at the start of 2017 with every payout spent paid $3,968 that year and $6,463 over the last 12 months (up 18.7% after inflation); the shares are worth $236,331 today.

How much FDVV for a monthly income

The amount invested that would have paid each monthly income over the last 12 months, at FDVV’s 2.73% trailing yield, before taxes.

Monthly incomeAt today’s yield
$500 a month ($6,000 a year)$219,800
$1,000 a month ($12,000 a year)$439,600
$2,000 a month ($24,000 a year)$879,100
$5,000 a month ($60,000 a year)$2,197,800

Income on $100,000, year by year

What $100,000 invested at the start of each year would have paid during that year, and the same income in today’s dollars. Years with a payout at least 5% below the year before are marked.

$3,9682017$3,8462018$4,6832019$3,1362020$3,4792021$3,1762022$4,2702023$3,4752024$3,2822025
$3,9682017$3,8462018$4,6832019$3,1362020$3,4792021$3,1762022$4,2702023$3,4752024$3,2822025
Income in each calendar year on $100,000 invested at the start of that year.
YearPer shareIncome on $100KIn today’s dollarsPrice that yearTotal return
2025$1.64$3,282$3,739+13.4%+17.0%
2024 ↓$1.47$3,475$3,726+18.1%+21.7%
2023$1.59$4,270$4,713+13.5%+18.2%
2022$1.29$3,176$3,650-8.2%-5.0%
2021$1.10$3,479$4,317+27.4%+31.2%
2020 ↓$1.02$3,136$4,075-1.4%+2.5%
2019$1.28$4,683$6,160+18.6%+23.7%
2018$1.11$3,846$5,151-5.6%-1.9%
2017$1.05$3,968$5,445+8.3%+12.5%
Payouts per share; full calendar years only. Today’s dollars use the consumer price index (CPI-U).

If you had lived on it since 2017

$100,000 invested in FDVV on Jan 3, 2017, every payout spent and nothing reinvested.

Income in 2017$3,968$5,445 in today’s dollars
Income, last 12 months$6,463up 18.7% after inflation
Shares worth today$236,331price +136.3%
Income collected$48,642since 2017
$0$150K$300K20182020202220242026
The shares’ value (lower line) and the shares plus the income collected so far (upper line), month by month.

Payments and taxes

When it pays

Quarterly, in March, June, September, December. Payment dates shift a little from year to year; the fund announces each one shortly before it is paid.

Stock dividends

Dividends from US companies held long enough are usually qualified, taxed at the lower long-term capital-gains rates; foreign and REIT holdings add some non-qualified income. Inside an IRA or 401(k), none of it is taxed until you withdraw.

Yield is not a promise

The yield here is what the fund paid over the last 12 months, divided by today’s price. Future payouts depend on what the fund earns.

The rest of the record

Fees, holdings, returns and downturns are on the FDVV page.

Turn your savings into a monthly paycheck

ReadyAimRetire builds a month-by-month income plan from all your accounts, Social Security and pensions, and shows how long it lasts, before and after taxes.

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Questions investors ask

How much FDVV do I need to make $1,000 a month?

About $439,600, at its 2.73% yield over the 12 months to October 2026, before taxes.

How often does FDVV pay?

Quarterly: in the last 12 months it paid in March, June, September, December.

Has FDVV ever cut its payout?

Yes. Its yearly payout per share fell by 5% or more in 2020 (−20.3%), 2024 (−7.5%), among the full years 2017–2025.

Did FDVV’s payout keep up with inflation?

Yes: from 2020 to 2025 the yearly payout per share grew 10.0% a year while prices rose 4.5% a year.

How is FDVV’s income taxed?

Dividends from US companies held long enough are usually qualified, taxed at the lower long-term capital-gains rates; foreign and REIT holdings add some non-qualified income. Inside an IRA or 401(k), none of it is taxed until you withdraw (and in a Roth, not then either, if the rules are met).

How these figures are built

For education only, not a recommendation to buy or sell any fund. Past payouts do not predict future payouts.