Retirement income

How much DIVB for $1,000 a month?

iShares Core Dividend ETF: its payout record since 2018, the income it would have paid someone living on it, and the amount a monthly income takes at today’s yield.

2.11%yield, last 12 months
quarterlypayments
$568,700for $1,000 a month
Oct 27, 2026data as of

Over the last 12 months DIVB paid $1.48 a share, a 2.11% yield at today’s price, in 4 quarterly payments. At that yield, $1,000 a month before taxes takes about $568,700 invested.

From 2020 to 2025 its yearly payout per share grew 14.4% a year, against 4.5% inflation: up 9.5% a year in today’s dollars.

The payout fell by 5% or more from one year to the next in 2024 (−5.3%).

$100,000 invested at the start of 2018 with every payout spent paid $2,213 that year and $5,646 over the last 12 months (up 90.5% after inflation); the shares are worth $267,015 today.

How much DIVB for a monthly income

The amount invested that would have paid each monthly income over the last 12 months, at DIVB’s 2.11% trailing yield, before taxes. Yields move, so the second column uses its lowest calendar-year yield of the last five years (1.77% in 2022).

Monthly incomeAt today’s yieldAt the 2022 yield
$500 a month ($6,000 a year)$284,400$339,000
$1,000 a month ($12,000 a year)$568,700$678,000
$2,000 a month ($24,000 a year)$1,137,400$1,355,900
$5,000 a month ($60,000 a year)$2,843,600$3,389,800

Income on $100,000, year by year

What $100,000 invested at the start of each year would have paid during that year, and the same income in today’s dollars. Years with a payout at least 5% below the year before are marked.

$2,2132018$2,6852019$2,1982020$2,1112021$1,7662022$3,4892023$3,0112024$2,8132025
$2,2132018$2,6852019$2,1982020$2,1112021$1,7662022$3,4892023$3,0112024$2,8132025
Income in each calendar year on $100,000 invested at the start of that year.
YearPer shareIncome on $100KIn today’s dollarsPrice that yearTotal return
2025$1.33$2,813$3,205+12.4%+15.4%
2024 ↓$1.24$3,011$3,228+15.1%+18.2%
2023$1.31$3,489$3,850+9.3%+13.2%
2022$0.7600$1,766$2,030-12.8%-11.1%
2021$0.6900$2,111$2,620+30.8%+33.1%
2020$0.6800$2,198$2,856+7.1%+9.9%
2019$0.6400$2,685$3,532+28.8%+31.7%
2018$0.5800$2,213$2,964-9.8%-7.7%
Payouts per share; full calendar years only. Today’s dollars use the consumer price index (CPI-U).

If you had lived on it since 2018

$100,000 invested in DIVB on Jan 2, 2018, every payout spent and nothing reinvested.

Income in 2018$2,213$2,964 in today’s dollars
Income, last 12 months$5,646up 90.5% after inflation
Shares worth today$267,015price +167.0%
Income collected$31,741since 2018
$0$200K$400K2019202120232025
The shares’ value (lower line) and the shares plus the income collected so far (upper line), month by month.

Payments and taxes

When it pays

Quarterly, in March, June, September, December. Payment dates shift a little from year to year; the fund announces each one shortly before it is paid.

Stock dividends

Dividends from US companies held long enough are usually qualified, taxed at the lower long-term capital-gains rates; foreign and REIT holdings add some non-qualified income. Inside an IRA or 401(k), none of it is taxed until you withdraw.

Yield is not a promise

The yield here is what the fund paid over the last 12 months, divided by today’s price. Future payouts depend on what the fund earns.

The rest of the record

Fees, holdings, returns and downturns are on the DIVB page.

Turn your savings into a monthly paycheck

ReadyAimRetire builds a month-by-month income plan from all your accounts, Social Security and pensions, and shows how long it lasts, before and after taxes.

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Questions investors ask

How much DIVB do I need to make $1,000 a month?

About $568,700, at its 2.11% yield over the 12 months to October 2026, before taxes. Yields move: at its lowest calendar-year yield of the last five years (1.77% in 2022) it would take $678,000.

How often does DIVB pay?

Quarterly: in the last 12 months it paid in March, June, September, December.

Has DIVB ever cut its payout?

Yes. Its yearly payout per share fell by 5% or more in 2024 (−5.3%), among the full years 2018–2025.

Did DIVB’s payout keep up with inflation?

Yes: from 2020 to 2025 the yearly payout per share grew 14.4% a year while prices rose 4.5% a year.

How is DIVB’s income taxed?

Dividends from US companies held long enough are usually qualified, taxed at the lower long-term capital-gains rates; foreign and REIT holdings add some non-qualified income. Inside an IRA or 401(k), none of it is taxed until you withdraw (and in a Roth, not then either, if the rules are met).

How these figures are built

For education only, not a recommendation to buy or sell any fund. Past payouts do not predict future payouts.