At a glance
At least 52% of VT’s and VTI’s holdings overlap by weight. VTI costs less: 0.03% a year against 0.06% for VT, or $30 against $60 on every $100,000. VT has $97.88B in assets (all share classes) and VTI $2.30T (all share classes); over the past 12 months VT paid out 1.56% of its price and VTI 1.06%, both quarterly. Over the past year VT returned +12.5% and VTI +12.5% with distributions reinvested; over five years, +9.9% and +11.0% a year. In the 2022 bear market VT fell 26.2% at its worst and VTI 25.4%; VT was back at its earlier high 15 months after the low, VTI 14 months.
Key differences
| VT | VTI | |
|---|---|---|
| Fund | Vanguard Total World Stock ETF | Vanguard Total Stock Market ETF |
| Issuer | Vanguard | Vanguard |
| Structure | ETF share class | ETF share class |
| Type | World, including US | Whole market |
| Launched | Jun 24, 2008 | May 24, 2001 |
| Expense ratio | 0.06% | 0.03% |
| Cost a year on $100,000 | $60 | $30 |
| Net assets | $97.88B * | $2.30T * |
| Holdings | 10,072 | 3,531 |
| Ten largest positions | 21.5% | 32.0% |
| Yield (12 months) | 1.56% | 1.06% |
| Pays | quarterly | quarterly |
| Portfolio turnover | 3% a year | 3% a year |
| Price data from | Jun 2, 2020 | Jun 2, 2020 |
Holdings and overlap
Overlap adds up, for every security both funds own, the smaller of its two weights: 100% would mean identical portfolios. The holdings reports list VT and VTI beyond their 600 largest positions only (75% of VT, 92% of VTI), so the figures are floors.
Largest holdings
| Holding | VT | VTI |
|---|---|---|
| NVIDIA Corp | 4.06% | 6.36% |
| Apple Inc | 3.87% | 5.87% |
| Microsoft Corp | 2.99% | 3.83% |
| Amazon.com Inc | 2.28% | 3.19% |
| Alphabet Inc Class A | 1.83% | 2.90% |
| Broadcom Inc | 1.57% | 2.47% |
| Alphabet Inc Class C | 1.44% | 2.28% |
| Micron Technology Inc | 0.80% | 1.80% |
| Meta Platforms Inc | 1.06% | 1.71% |
| Tesla Inc | 0.79% | 1.64% |
| Taiwan Semiconductor Manufacturing Co Ltd | 1.56% | — |
| JPMorgan Chase & Co | 0.81% | 1.12% |
The biggest differences in weight: NVIDIA Corp (4.1% in VT, 6.4% in VTI); Apple Inc (3.9% in VT, 5.9% in VTI); Taiwan Semiconductor Manufacturing Co Ltd (1.6% in VT, 0.0% in VTI).
By sector
| Sector | VT | VTI | Difference |
|---|---|---|---|
| Technology | 19.0% | 31.1% | VTI +12.1 |
| Financials | 6.2% | 9.6% | VTI +3.4 |
| Communication services | 5.2% | 8.3% | VTI +3.1 |
| Consumer discretionary | 5.0% | 8.0% | VTI +3.0 |
| Health care | 4.0% | 6.5% | VTI +2.5 |
| Industrials | 3.5% | 6.2% | VTI +2.7 |
| Consumer staples | 2.4% | 3.9% | VTI +1.5 |
| Energy | 1.2% | 2.5% | VTI +1.3 |
| Utilities | 0.8% | 1.7% | VTI +0.9 |
| Materials | 0.6% | 1.2% | VTI +0.6 |
| Real estate | 0.7% | 1.1% | VTI +0.4 |
Returns
$10,000 put into VT on Jun 30, 2020 was worth $23,459 on Oct 30, 2026, and in VTI $25,903 (+14.4% and +16.2% a year). That is as far back as the price data for both goes.
| 1 yr | 3 yr | 5 yr | 10 yr | |
|---|---|---|---|---|
| VT price data to Oct 30, 2026 | +12.5% | +22.2% | +9.9% | — |
| VT official prospectus, to Dec 31, 2025 | +22.44% | — | +11.01% | +11.78% |
| VTI price data to Oct 30, 2026 | +12.5% | +23.4% | +11.0% | — |
| VTI official prospectus, to Dec 31, 2025 | +17.14% | — | +13.08% | +14.25% |
Calendar years
| Year | VT | VTI | Difference |
|---|---|---|---|
| 2026 | +11.1% * | +11.8% * | VTI +0.7 |
| 2025 | +22.4% | +17.1% | VT +5.3 |
| 2024 | +16.5% | +23.8% | VTI +7.3 |
| 2023 | +22.0% | +26.1% | VTI +4.0 |
| 2022 | -18.0% | -19.5% | VT +1.5 |
| 2021 | +18.3% | +25.7% | VTI +7.4 |
| 2020 | +16.74% † | +20.95% † | VTI +4.2 |
| 2019 | +26.80% † | +30.80% † | VTI +4.0 |
| 2018 | -9.67% † | -5.13% † | VTI +4.5 |
Downturns and recovery
| VT | VTI | |
|---|---|---|
| 2008 financial crisis stocks fell Oct 9, 2007 – Mar 9, 2009 | Before it launched | Not in the price data (starts Jun 2, 2020) |
| 2020 COVID crash stocks fell Feb 19, 2020 – Mar 23, 2020 | Not in the price data (starts Jun 2, 2020) | Not in the price data (starts Jun 2, 2020) |
| 2022 bear market stocks fell Jan 3, 2022 – Oct 12, 2022 | −26.2% at the worst; back at its high 15 months after the low | −25.4% at the worst; back at its high 14 months after the low |
| Worst fall in the price data | −26.4% (Nov 8, 2021 – Oct 12, 2022) | −25.4% (Jan 3, 2022 – Oct 12, 2022) |
Income
| Year | VT | VTI |
|---|---|---|
| 2025 | $220 | $130 |
| 2024 | $224 | $155 |
| 2023 | $249 | $179 |
| 2022 | $177 | $132 |
| 2021 | $211 | $151 |
Costs
VTI charges 0.03% a year and VT 0.06%: on $100,000 that is $30 a year less with VTI ($150 on $500,000). The fee comes out of each fund's assets, so it is already in the returns above.
| Cost of $10,000 (SEC example) | 1 yr | 3 yrs | 5 yrs | 10 yrs |
|---|---|---|---|---|
| VT | $6 | $19 | $34 | $77 |
| VTI | $3 | $10 | $17 | $39 |